Latest News and Views

10 simple ways to stop wasting money!


We saw these handy tips in the Sunday Star Times recently and agree that a little planning when it comes to money can go along way.  We can also specifically help with number 9!


1.  BANK FEES: Too many people have old-style, high-fee accounts, and could switch to free alternatives. Paper-based statements is an obvious one to shed given internet banking allows you to download your transaction history in a number of formats. The cost of the paper statement is often $3.50 a month.

Racking up penalty fees for missed payments is a common drain on people’s resources, …Read More

Health insurance closes in on $1 billion claims milestone

Health insurance closes in on $1 billion claims milestone


The health insurance industry will fund a billion dollars in health claims this year, according to statistics released today by the Health Funds Association of New Zealand (HFANZ).

The projection was made on the back of strong recent growth in the level of claims paid – up 9.4 percent to $962 million – over the year to March.

HFANZ chief executive Roger Styles said reaching the billion-dollar level in 2014 would mark the huge contribution which health insurance makes to funding healthcare in New Zealand.

“At a time when the public sector budgets are constrained, …Read More

This is why we do what we do!


Serious illness can trigger financial misery, Kiwis insure lives but ignore risk of disability and the cost this entails.

People believe disability will result from an accident, but statistically it’s more likely to be from an illness such as a stroke or cardiovascular event.


Great article by Diane Clement with comment from our good friend Russell Hutchinson.  This is the discussion we want to have with all our clients, ‘What would you do tomorrow if you couldn’t work or generate an income?’  Full article click here



Don’t take your passwords to the grave.

Most people when planning for their unexpected death cover off a couple of things.  1. Life insurance to pay any debts or costs.  2. Plan the funeral arrangements and who gets what assets.  Unfortunately this can missing out some big items such as what happens to your bank accounts, online accounts and other memberships.  Who knows what you pay and to whom?  Sitting down with your nearest and dearest and going through what would happen after your death and who needs to do what to tidy up your affairs could go along way to saving heart and head aches for …Read More

Who should have the Flu Jab?

Influenza (Flu) is a serious and highly contagious illness – it can affect anyone. When considering whether to have the Flu jab, there are a few things you should consider.
By vaccinating against influenza you can help protect yourself and lessen the chance of bringing it home to a baby, older relative, or someone with a medical condition who could develop serious complications from influenza.
Flu Vaccination is free for ‘at risk’ groups from early March each year (for a specified period), vaccination is free for New Zealanders aged 65 years and over, pregnant women, and children and adults under 65 who …Read More

Fidelity Life Buy TOWER Life

At 10am on Friday 10 May Tower announced the sale of its Life Insurance business to Fidelity Life Assurance.   Fidelity is a New Zealand-owned and operated Life Insurer, founded in 1973 and currently employing over 170 staff.  The Fidelity Head Office is in Newmarket, Auckland, (Just around the corner from ours.)

Stone & Associates has a long-standing relationship with Fidelity and we are confident that your Life policy is in good hands.  In the last 3 years, Fidelity has paid out over $100,000,000 in claims so you can rest assured they;

a)    Have the money to make claim payments, and
b)    Know  how …Read More

Welcome to our website.

If you are reading this post that means you have found our new website.  We are pleased to have this site up and running to provide our clients, and potential clients, with resources that help you answer the questions you have about personal insurance.  Over the next few weeks, months and years we will be adding valuable and insightful information on how you can make the most of your insurance policies.  We understand that insurance isn’t a sexy purchase, but we also understand the importance of having insurance in New Zealand.  Our goal is to help people have just the …Read More