Latest News and Views

10 simple ways to stop wasting money!


We saw these handy tips in the Sunday Star Times recently and agree that a little planning when it comes to money can go along way.  We can also specifically help with number 9!


1.  BANK FEES: Too many people have old-style, high-fee accounts, and could switch to free alternatives. Paper-based statements is an obvious one to shed given internet banking allows you to download your transaction history in a number of formats. The cost of the paper statement is often $3.50 a month.

Racking up penalty fees for missed payments is a common drain on people’s resources, …Read More

Health insurance closes in on $1 billion claims milestone

Health insurance closes in on $1 billion claims milestone


The health insurance industry will fund a billion dollars in health claims this year, according to statistics released today by the Health Funds Association of New Zealand (HFANZ).

The projection was made on the back of strong recent growth in the level of claims paid – up 9.4 percent to $962 million – over the year to March.

HFANZ chief executive Roger Styles said reaching the billion-dollar level in 2014 would mark the huge contribution which health insurance makes to funding healthcare in New Zealand.

“At a time when the public sector budgets are constrained, …Read More

This is why we do what we do!


Serious illness can trigger financial misery, Kiwis insure lives but ignore risk of disability and the cost this entails.

People believe disability will result from an accident, but statistically it’s more likely to be from an illness such as a stroke or cardiovascular event.


Great article by Diane Clement with comment from our good friend Russell Hutchinson.  This is the discussion we want to have with all our clients, ‘What would you do tomorrow if you couldn’t work or generate an income?’  Full article click here



The Hidden Waiting List

Imagine your Doctor has told you you should have an operation. The next question out of his mouth will be ‘Do you have insurance?’  If the answer is No then you have two choices, stump up with the cash or be at the mercy of the Public System.  Unfortunately the public system can be fickle as this article outlines READ MORE

Are your finances disaster proof?

This is a good summary of how you can look to ensure you want be financially ruined when disaster strikes.  With earthquakes, storms and floods all taking there toll in NZ, we are all at risk to some degree.  If you are not sure if your finances are disaster proof, then talk to one of our advisers who can prepare you a personal insurance to make sure they are!  ARTICLE

Who can you Trust with your Trust?

This is a great article on how important Estate Planning really is.  Getting the right outcomes for your family after you die is important and taking the time to figure out what to do and how best to do it is well worth the effort.  If you want helping in starting the Planning Process then we can help.  NZ HERALD ARTICLE

Don’t take your passwords to the grave.

Most people when planning for their unexpected death cover off a couple of things.  1. Life insurance to pay any debts or costs.  2. Plan the funeral arrangements and who gets what assets.  Unfortunately this can missing out some big items such as what happens to your bank accounts, online accounts and other memberships.  Who knows what you pay and to whom?  Sitting down with your nearest and dearest and going through what would happen after your death and who needs to do what to tidy up your affairs could go along way to saving heart and head aches for …Read More

Who should have the Flu Jab?

Influenza (Flu) is a serious and highly contagious illness – it can affect anyone. When considering whether to have the Flu jab, there are a few things you should consider.
By vaccinating against influenza you can help protect yourself and lessen the chance of bringing it home to a baby, older relative, or someone with a medical condition who could develop serious complications from influenza.
Flu Vaccination is free for ‘at risk’ groups from early March each year (for a specified period), vaccination is free for New Zealanders aged 65 years and over, pregnant women, and children and adults under 65 who …Read More